http://www.plantemoran.com/Services/AffiliatedEntities/PlanteMoranFinancialAdvisors/Resources/PMFA+Perspectives/pmfa_perspectives.htm The PMFA Perspective is an ongoing series dedicated to helping you achieve financial success through informative dialogue on topics central to wealth management. We believe you can achieve your goals when you have the proper tools. © 2009 Plante & Moran PodTractor by OneUpWeb Wed, 10 Mar 2010 09:00:00 -0500 Fri, 30 Jul 2010 01:22:02 -0400 en-us dan.tines@plantemoran.com (Dan Tines) dan.tines@plantemoran.com (Dan Tines) http://www.plantemoran.com/plantemoranweb/podcasts/pmfa/pmfa_logo.jpg http://www.plantemoran.com/Services/AffiliatedEntities/PlanteMoranFinancialAdvisors/Resources/PMFA+Perspectives/pmfa_perspectives.htm Plante Moran Financial Advisors - Perspectives The PMFA Perspective is an ongoing series dedicated to helping you achieve financial success through informative dialogue on topics central to wealth management. We believe you can achieve your goals when you have the proper tools. Plante Moran Financial Advisors Plante Moran Financial Advisors, Jim Baird, Fortune 100, Perspectives, Plante Moran Financial Advisors Perspectives,PMFA Perspectives, PMFA Plante Moran Financial Advisors dan.tines@plantemoran.com no Jim Baird, PMFA's Chief Investment Strategist, details highlights from PMFA’s recent equity research paper. http://podgarden.podtractor.com/podcasts/plantemoran/pmfa/pmfa29/mp3/pmfa29.mp3?s=fc5b25f4622aaeedf72dbddfba3239e259c376a4 Wed, 10 Mar 2010 09:00:00 -0500 http://podgarden.podtractor.com/93/330/11804 Plante Moran Financial Advisors Jim Baird, PMFA's Chief Investment Strategist, details highlights from PMFA’s recent equity research paper. 10:58 Plante Moran Financial Advisors, Jim Baird, Plante & Moran, Fortune 100, Perspectives, Plante Moran Financial Advisors Perspectives,PMFA Perspectives, PMFA no Jim Baird, PMFA's Chief Investment Strategist, and John Lesser, Partner discuss the capital markets and economy as presented in the webinar, Facing the New Normal and the Road Ahead. http://podgarden.podtractor.com/podcasts/plantemoran/pmfa/pmfa28/mp3/pmfa28.mp3?s=fc5b25f4622aaeedf72dbddfba3239e259c376a4 Thu, 21 Jan 2010 09:08:00 -0500 http://podgarden.podtractor.com/93/330/11320 Plante Moran Financial Advisors Jim Baird, PMFA's Chief Investment Strategist, and John Lesser, Partner discuss the capital markets and economy as presented in the webinar, Facing the New Normal and the Road Ahead. 56:31 Plante Moran Financial Advisors, Jim Baird, Plante & Moran, Fortune 100, Perspectives, Plante Moran Financial Advisors Perspectives,PMFA Perspectives, PMFA no Jim Baird, PMFA's Chief Investment Strategist, offers an overview on the capital markets and economy – a retrospective of the last year and insight into for the future. This is Part Two of the series. http://podgarden.podtractor.com/podcasts/plantemoran/pmfa/pmfa27/mp3/pmfa27.mp3?s=fc5b25f4622aaeedf72dbddfba3239e259c376a4 Thu, 19 Nov 2009 19:55:00 -0500 http://podgarden.podtractor.com/93/330/10411 Plante Moran Financial Advisors Jim Baird, PMFA's Chief Investment Strategist, offers an overview on the capital markets and economy – a retrospective of the last year and insight into for the future. This is Part Two of the series. 11:57 Plante Moran Financial Advisors, Jim Baird, Plante & Moran, Fortune 100, Perspectives, Plante Moran Financial Advisors Perspectives,PMFA Perspectives, PMFA no Jim Baird, PMFA's Chief Investment Strategist, offers an overview on the capital markets and economy – a retrospective of the last year and insight into for the future. Part One of a Two Part series. http://podgarden.podtractor.com/podcasts/plantemoran/pmfa/pmfa26/mp3/pmfa26.mp3?s=fc5b25f4622aaeedf72dbddfba3239e259c376a4 Thu, 19 Nov 2009 09:47:00 -0500 http://podgarden.podtractor.com/93/330/10271 Plante Moran Financial Advisors Jim Baird, PMFA's Chief Investment Strategist, offers an overview on the capital markets and economy – a retrospective of the last year and insight into for the future. Part One of a Two Part series. 12:58 Plante Moran Financial Advisors, Jim Baird, Plante & Moran, Fortune 100, Perspectives, Plante Moran Financial Advisors Perspectives,PMFA Perspectives, PMFA no Jim Baird, PMFA's Chief Investment Strategist, offers insight into the economy and capital markets, where we stand today and where we will head from here. http://podgarden.podtractor.com/podcasts/plantemoran/pmfa/pmfa25/mp3/pmfa25.mp3?s=fc5b25f4622aaeedf72dbddfba3239e259c376a4 Tue, 15 Sep 2009 08:14:00 -0400 http://podgarden.podtractor.com/93/330/10264 Plante Moran Financial Advisors Jim Baird, PMFA's Chief Investment Strategist, offers insight into the economy and capital markets, where we stand today and where we will head from here. 10:29 Plante Moran Financial Advisors, Jim Baird, Plante & Moran, Fortune 100, Perspectives, Plante Moran Financial Advisors Perspectives,PMFA Perspectives, PMFA no Jim Baird, PMFA's Chief Investment Strategist, offers insight into the economy and capital markets, where we stand today and where we will head from here. http://podgarden.podtractor.com/podcasts/plantemoran/pmfa/pmfa24/mp3/pmfa24.mp3?s=fc5b25f4622aaeedf72dbddfba3239e259c376a4 Fri, 07 Aug 2009 16:11:00 -0400 http://podgarden.podtractor.com/93/330/9354 Plante Moran Financial Advisors Jim Baird, PMFA's Chief Investment Strategist, offers insight into the economy and capital markets, where we stand today and where we will head from here. 12:21 Plante Moran Financial Advisors, Jim Baird, Plante & Moran, Fortune 100, Perspectives, Plante Moran Financial Advisors Perspectives,PMFA Perspectives, PMFA no Jim Baird, PMFA's Chief Investment Strategist, offers a summary about theeconomic drivers and the capital markets. http://podgarden.podtractor.com/podcasts/plantemoran/pmfa/pmfa23/mp3/pmfa23.mp3?s=fc5b25f4622aaeedf72dbddfba3239e259c376a4 Wed, 15 Jul 2009 16:06:00 -0400 http://podgarden.podtractor.com/93/330/9347 Plante Moran Financial Advisors Jim Baird, PMFA's Chief Investment Strategist, offers a summary about theeconomic drivers and the capital markets. 12:56 Plante Moran Financial Advisors, Jim Baird, Plante & Moran, Fortune 100, Perspectives, Plante Moran Financial Advisors Perspectives,PMFA Perspectives, PMFA no Jim Baird, PMFA's Chief Investment Strategist, offers a summary about the economy and potential signs of progress. http://podgarden.podtractor.com/podcasts/plantemoran/pmfa/pmfa22/mp3/pmfa22.mp3?s=fc5b25f4622aaeedf72dbddfba3239e259c376a4 Mon, 01 Jun 2009 16:55:00 -0400 http://podgarden.podtractor.com/93/330/7491 Plante Moran Financial Advisors Jim Baird, PMFA's Chief Investment Strategist, offers a summary about the economy and potential signs of progress. 12:54 Plante Moran Financial Advisors, Jim Baird, Plante & Moran, Fortune 100, Perspectives, Plante Moran Financial Advisors Perspectives,PMFA Perspectives, PMFA no Jim Baird, PMFA's Chief Investment Strategist, offers a summary of key drivers in the current economic environment. http://podgarden.podtractor.com/podcasts/plantemoran/pmfa/pmfa21/mp3/pmfa21.mp3?s=fc5b25f4622aaeedf72dbddfba3239e259c376a4 Mon, 01 Jun 2009 16:46:00 -0400 http://podgarden.podtractor.com/93/330/7484 Plante Moran Financial Advisors Jim Baird, PMFA's Chief Investment Strategist, offers a summary of key drivers in the current economic environment. 13:13 Plante Moran Financial Advisors, Jim Baird, Plante & Moran, Fortune 100, Perspectives, Plante Moran Financial Advisors Perspectives,PMFA Perspectives, PMFA no Jim Baird, PMFA's Chief Investment Strategist, offers a summary of the on the capital markets and economy. http://podgarden.podtractor.com/podcasts/plantemoran/pmfa/pmfa20/mp3/pmfa20.mp3?s=fc5b25f4622aaeedf72dbddfba3239e259c376a4 Thu, 19 Mar 2009 22:00:00 -0400 http://podgarden.podtractor.com/93/330/6554 Plante Moran Financial Advisors Jim Baird, PMFA's Chief Investment Strategist, offers a summary of the on the capital markets and economy. 12:02 Plante Moran Financial Advisors, Jim Baird, Plante & Moran, Fortune 100, Perspectives, Plante Moran Financial Advisors Perspectives,PMFA Perspectives, PMFA no Jim Baird, PMFA's Chief Investment Strategist, offers a summary of the recent historic news and an update on the capital markets and economy. http://podgarden.podtractor.com/podcasts/plantemoran/pmfa/pmfa19/mp3/pmfa19.mp3?s=fc5b25f4622aaeedf72dbddfba3239e259c376a4 Mon, 02 Mar 2009 06:54:00 -0500 http://podgarden.podtractor.com/93/330/6378 Plante Moran Financial Advisors Jim Baird, PMFA's Chief Investment Strategist, offers a summary of the recent historic news and an update on the capital markets and economy. 11:34 Plante Moran Financial Advisors, Jim Baird, Plante & Moran, Fortune 100, Perspectives, Plante Moran Financial Advisors Perspectives,PMFA Perspectives, PMFA no Jim Baird, PMFA's Chief Investment Strategist, offers a perspective into the financial markets and economy for 2009. http://podgarden.podtractor.com/podcasts/plantemoran/pmfa/pmfa18/mp3/pmfa18.mp3?s=fc5b25f4622aaeedf72dbddfba3239e259c376a4 Fri, 16 Jan 2009 15:56:00 -0500 http://podgarden.podtractor.com/93/330/6029 Plante Moran Financial Advisors Jim Baird, PMFA's Chief Investment Strategist, offers a perspective into the financial markets and economy for 2009. 00:19:17 Plante Moran Financial Advisors, Jim Baird, Plante & Moran, Fortune 100, Perspectives, Plante Moran Financial Advisors Perspectives,PMFA Perspectives, PMFA no Jim Baird, PMFA's Chief Investment Strategist, offers a summary of the recent historic news in the financial markets and economy. http://podgarden.podtractor.com/podcasts/plantemoran/pmfa/pmfa17/mp3/pmfa17.mp3?s=fc5b25f4622aaeedf72dbddfba3239e259c376a4 Mon, 13 Oct 2008 15:00:00 -0400 http://podgarden.podtractor.com/93/330/5945 Plante Moran Financial Advisors Jim Baird, PMFA's Chief Investment Strategist, offers a summary of the recent historic news in the financial markets and economy. 00:06:38 Plante Moran Financial Advisors, Jim Baird, Plante & Moran, Fortune 100, Perspectives, Plante Moran Financial Advisors Perspectives,PMFA Perspectives, PMFA no Jim Baird, PMFA's Chief Investment Strategist, offers a summary of the capital markets and discusses the state of the economy and the August Fed announcement. http://podgarden.podtractor.com/podcasts/plantemoran/pmfa/pmfa16/mp3/pmfa16.mp3?s=fc5b25f4622aaeedf72dbddfba3239e259c376a4 Fri, 29 Aug 2008 05:00:00 -0400 http://podgarden.podtractor.com/93/330/5944 Plante Moran Financial Advisors Jim Baird, PMFA's Chief Investment Strategist, offers a summary of the capital markets and discusses the state of the economy and the August Fed announcement. 00:10:46 Plante Moran Financial Advisors, Jim Baird, Plante & Moran, Fortune 100, Perspectives, Plante Moran Financial Advisors Perspectives,PMFA Perspectives, PMFA no PMFA key commentator Jim Baird discusses that state of the current economy as it relates to inflation, interest rates, housing, financial markets and more. Listen to the June issue of Market Perspectives to hear Jim's analysis and summary as the 2nd quarter draws to a close. http://podgarden.podtractor.com/podcasts/plantemoran/pmfa/pmfa15/mp3/pmfa15.mp3?s=fc5b25f4622aaeedf72dbddfba3239e259c376a4 Thu, 14 Aug 2008 05:00:00 -0400 http://podgarden.podtractor.com/93/330/5938 Plante Moran Financial Advisors PMFA key commentator Jim Baird discusses that state of the current economy as it relates to inflation, interest rates, housing, financial markets and more. Listen to the June issue of Market Perspectives to hear Jim's analysis and summary as the 2nd quarter draws to a close. 00:12:10 Plante Moran Financial Advisors, Jim Baird, Plante & Moran, Fortune 100, Perspectives, Plante Moran Financial Advisors Perspectives,PMFA Perspectives, PMFA no Plante Moran Financial Advisor's chief economist, Jim Baird, comments on the changes to the market as we close on the 2nd quarter, 2008. Jim's update includes a perspective on the financial markets, the economy, inflation and more. http://podgarden.podtractor.com/podcasts/plantemoran/pmfa/pmfa14/mp3/pmfa14.mp3?s=fc5b25f4622aaeedf72dbddfba3239e259c376a4 Thu, 26 Jun 2008 05:00:00 -0400 http://podgarden.podtractor.com/93/330/5937 Plante Moran Financial Advisors Plante Moran Financial Advisor's chief economist, Jim Baird, comments on the changes to the market as we close on the 2nd quarter, 2008. Jim's update includes a perspective on the financial markets, the economy, inflation and more. 00:10:31 Plante Moran Financial Advisors, Jim Baird, Plante & Moran, Fortune 100, Perspectives, Plante Moran Financial Advisors Perspectives,PMFA Perspectives, PMFA no Jim Baird, PMFA investment strategist, provides market commentary and economic insight for the month of April. http://podgarden.podtractor.com/podcasts/plantemoran/pmfa/pmfa13/mp3/pmfa13.mp3?s=fc5b25f4622aaeedf72dbddfba3239e259c376a4 Thu, 29 May 2008 05:00:00 -0400 http://podgarden.podtractor.com/93/330/5931 Plante Moran Financial Advisors Jim Baird, PMFA investment strategist, provides market commentary and economic insight for the month of April. "Slow and steady progress" is the theme as markets attempt to stablize and strengthen. 00:08:03 Plante Moran Financial Advisors, Jim Baird, Plante & Moran, Fortune 100, Perspectives, Plante Moran Financial Advisors Perspectives,PMFA Perspectives, PMFA no Jim Baird, PMFA's Chief Investment Strategist, offers a summary and investor guidance. http://podgarden.podtractor.com/podcasts/plantemoran/pmfa/pmfa12/mp3/pmfa12.mp3?s=fc5b25f4622aaeedf72dbddfba3239e259c376a4 Fri, 25 Apr 2008 05:00:00 -0400 http://podgarden.podtractor.com/93/330/5930 Plante Moran Financial Advisors Jim Baird, PMFA's Chief Investment Strategist, offers a summary and investor guidance. 00:10:47 Plante Moran Financial Advisors, Jim Baird, Plante & Moran, Fortune 100, Perspectives, Plante Moran Financial Advisors Perspectives,PMFA Perspectives, PMFA no Jim Baird, PMFA's Chief Investment Strategist, offers a summary and investor guidance. http://podgarden.podtractor.com/podcasts/plantemoran/pmfa/pmfa11/mp3/pmfa11.mp3?s=fc5b25f4622aaeedf72dbddfba3239e259c376a4 Mon, 31 Mar 2008 05:00:00 -0400 http://podgarden.podtractor.com/93/330/5923 Plante Moran Financial Advisors Jim Baird, PMFA's Chief Investment Strategist, offers a summary and investor guidance. 00:09:55 Plante Moran Financial Advisors, Jim Baird, Plante & Moran, Fortune 100, Perspectives, Plante Moran Financial Advisors Perspectives,PMFA Perspectives, PMFA no Jim Baird, PMFA's Chief Investment Strategist, weighs in on these timely topics. http://podgarden.podtractor.com/podcasts/plantemoran/pmfa/pmfa10/mp3/pmfa10.mp3?s=fc5b25f4622aaeedf72dbddfba3239e259c376a4 Thu, 21 Feb 2008 05:00:00 -0500 http://podgarden.podtractor.com/93/330/5917 Plante Moran Financial Advisors Jim Baird, PMFA's Chief Investment Strategist, weighs in on these timely topics. 00:12:12 Plante Moran Financial Advisors, Jim Baird, Plante & Moran, Fortune 100, Perspectives, Plante Moran Financial Advisors Perspectives,PMFA Perspectives, PMFA no Jim Baird, PMFA's Chief Investment Strategist, weighs in on Market Volatility in Early 2008 and what the current environment could mean for investors. http://podgarden.podtractor.com/podcasts/plantemoran/pmfa/pmfa9/mp3/pmfa9.mp3?s=fc5b25f4622aaeedf72dbddfba3239e259c376a4 Mon, 04 Feb 2008 05:00:00 -0500 http://podgarden.podtractor.com/93/330/5910 Plante Moran Financial Advisors Jim Baird, PMFA's Chief Investment Strategist, weighs in on Market Volatility in Early 2008 and what the current environment could mean for investors. 00:15:53 Plante Moran Financial Advisors, Jim Baird, Plante & Moran, Fortune 100, Perspectives, Plante Moran Financial Advisors Perspectives,PMFA Perspectives, PMFA no Considering an investment in a particular asset class? Listen to this brief podcast to learn how PMFA's investment research papers provide information on alternative investment classes and subjects central to investors that could benefit you. http://podgarden.podtractor.com/podcasts/plantemoran/pmfa/pmfa8/mp3/pmfa8.mp3?s=fc5b25f4622aaeedf72dbddfba3239e259c376a4 Tue, 30 Oct 2007 05:00:00 -0400 http://podgarden.podtractor.com/93/330/5903 Plante Moran Financial Advisors Considering an investment in a particular asset class? Listen to this brief podcast to learn how PMFA's investment research papers provide information on alternative investment classes and subjects central to investors that could benefit you. 00:09:19 Plante Moran Financial Advisors, Jim Baird, Plante & Moran, Fortune 100, Perspectives, Plante Moran Financial Advisors Perspectives,PMFA Perspectives, PMFA no PMFA's Chief Investment Strategist, Jim Baird details the recent rate cut, immediate effects, and economic news. http://podgarden.podtractor.com/podcasts/plantemoran/pmfa/pmfa7/mp3/pmfa7.mp3?s=fc5b25f4622aaeedf72dbddfba3239e259c376a4 Wed, 10 Oct 2007 05:00:00 -0400 http://podgarden.podtractor.com/93/330/5902 Plante Moran Financial Advisors PMFA's Chief Investment Strategist, Jim Baird details the recent rate cut, immediate effects, and economic news. 00:11:06 Plante Moran Financial Advisors, Jim Baird, Plante & Moran, Fortune 100, Perspectives, Plante Moran Financial Advisors Perspectives,PMFA Perspectives, PMFA no By its very nature, the capital markets are driven by risk and uncertainty. Tune-in to this edition of Perspectives for insight on the recent ups and downs in the financial markets. http://podgarden.podtractor.com/podcasts/plantemoran/pmfa/pmfa6/mp3/pmfa6.mp3?s=fc5b25f4622aaeedf72dbddfba3239e259c376a4 Fri, 17 Aug 2007 05:00:00 -0400 http://podgarden.podtractor.com/93/330/5896 Plante Moran Financial Advisors By its very nature, the capital markets are driven by risk and uncertainty. Tune-in to this edition of Perspectives for insight on the recent ups and downs in the financial markets. 00:06:58 Plante Moran Financial Advisors, Jim Baird, Plante & Moran, Fortune 100, Perspectives, Plante Moran Financial Advisors Perspectives,PMFA Perspectives, PMFA no Success often depends on knowing when to swing for the fences and when to simply avoid striking out swinging at an ill-advised pitch. This month's market commentary takes America's favorite pastime to a new level. http://podgarden.podtractor.com/podcasts/plantemoran/pmfa/pmfa5/mp3/pmfa5.mp3?s=fc5b25f4622aaeedf72dbddfba3239e259c376a4 Fri, 13 Jul 2007 05:00:00 -0400 http://podgarden.podtractor.com/93/330/5889 Plante Moran Financial Advisors Success often depends on knowing when to swing for the fences and when to simply avoid striking out swinging at an ill-advised pitch. This month's market commentary takes America's favorite pastime to a new level. 00:10:48 Plante Moran Financial Advisors, Jim Baird, Plante & Moran, Fortune 100, Perspectives, Plante Moran Financial Advisors Perspectives,PMFA Perspectives, PMFA no The upward movement of the stock market during the latter part of May marked new all time highs. Join PMFA's chief investment strategist, Jim Baird, to hear more about Plante Moran Financial Advisors' most recent Market Commentary. http://podgarden.podtractor.com/podcasts/plantemoran/pmfa/pmfa4/mp3/pmfa4.mp3?s=fc5b25f4622aaeedf72dbddfba3239e259c376a4 Tue, 03 Jul 2007 05:00:00 -0400 http://podgarden.podtractor.com/93/330/5888 Plante Moran Financial Advisors The upward movement of the stock market during the latter part of May marked new all time highs. Join PMFA's chief investment strategist, Jim Baird, to hear more about Plante Moran Financial Advisors' most recent Market Commentary. 00:10:20 Plante Moran Financial Advisors, Jim Baird, Plante & Moran, Fortune 100, Perspectives, Plante Moran Financial Advisors Perspectives,PMFA Perspectives, PMFA no In April, it appeared that investors took a step back to look at the big picture. Some might speculate, however, that investors may have stepped back too far. Jim Baird, PMFA's chief investment strategist shares highlights from Plante Moran Financial Advisors' most recent Market Commentary. http://podgarden.podtractor.com/podcasts/plantemoran/pmfa/pmfa3/mp3/pmfa3.mp3?s=fc5b25f4622aaeedf72dbddfba3239e259c376a4 Tue, 19 Jun 2007 05:00:00 -0400 http://podgarden.podtractor.com/93/330/5882 Plante Moran Financial Advisors In April, it appeared that investors took a step back to look at the big picture. Some might speculate, however, that investors may have stepped back too far. Jim Baird, PMFA's chief investment strategist shares highlights from Plante Moran Financial Advisors' most recent Market Commentary. 00:07:32 Plante Moran Financial Advisors, Jim Baird, Plante & Moran, Fortune 100, Perspectives, Plante Moran Financial Advisors Perspectives, PMFA Perspectives, PMFA no There are times in which the "story" of the financial markets seems like cryptic noise on a day-to-day basis, and one can only decipher the directional meandering at the end of some period of time. Sometimes, however, the story for the markets for a given period is written in a day or two. Such was the case in February, as global equity markets reintroduced investors to volatility to a degree that has been absent for several years. http://podgarden.podtractor.com/podcasts/plantemoran/pmfa/pmfa2/mp3/pmfa2.mp3?s=fc5b25f4622aaeedf72dbddfba3239e259c376a4 Mon, 02 Apr 2007 15:00:00 -0400 http://podgarden.podtractor.com/93/330/5875 Plante Moran Financial Advisors There are times in which the "story" of the financial markets seems like cryptic noise on a day-to-day basis, and one can only decipher the directional meandering at the end of some period of time. Sometimes, however, the story for the markets for a given period is written in a day or two. Such was the case in February, as global equity markets reintroduced investors to volatility to a degree that has been absent for several years. 00:16:54 Plante Moran Financial Advisors, Jim Baird, Plante & Moran, Fortune 100, Perspectives, Plante Moran Financial Advisors Perspectives,PMFA Perspectives, PMFA no Every year, Plante Moran Financial Advisors publishes its "Road Ahead," an extensive report that provides a framework for evaluating financial decisions and assists clients in setting expectations for the coming the year. Last year's piece characterized the outlook for 2006 as "nominally favorable." Jim Baird, PMFA's chief investment strategist, joins us today to discuss the year in review and comment on what we can expect in the year to come. http://podgarden.podtractor.com/podcasts/plantemoran/pmfa/pmfa1/mp3/pmfa1.mp3?s=fc5b25f4622aaeedf72dbddfba3239e259c376a4 Thu, 22 Feb 2007 15:00:00 -0500 http://podgarden.podtractor.com/93/330/5874 Plante Moran Financial Advisors Every year, Plante Moran Financial Advisors publishes its "Road Ahead," an extensive report that provides a framework for evaluating financial decisions and assists clients in setting expectations for the coming the year. 00:15:21 Plante Moran Financial Advisors, Jim Baird, Plante & Moran, Fortune 100, Perspectives, Plante Moran Financial Advisors Perspectives, PMFA Perspectives, PMFA no